PNB Housing is Offering Loan Against Property for Your Business


In the post-COVID era, business financing will never remain the same. As manufacturing and services industries grapple with the losses inflicted due to the virus and lockdowns, housing finance companies are restructuring their loan products to offset the impact on their bottom-lines.

In these troubled times, a loan against property remains the safest bet for financing your business. As a loan against property is a secured type of loan, reputed lenders like PNB Housing approve it without much thought.

This article takes you through the features you get with PNB Housing Finance’s loan against property and how you can avail of industry-beating interest rates to get your business on the right track.

How Can I Use the Funds?

A loan against property outsmarts all other loans when you want to use it for your business requirements. Once you receive the funds, you are at liberty to choose the purpose.

Many business owners use it to set-up a new manufacturing facility, take a new office on a lease, set-up a shop, buy machinery or equipment, pay off existing debt, pay the salary of staff, or meet working capital requirements.

As you can see, a loan against property is a dynamic loan product designed to suit all needs of your business.

What is the Eligibility Criteria?

Unlike many other lenders, PNB Housing Finance’s loan against property eligibility is simple.

  1. You should be a salaried employee or a self-employed professional.
  2. Your age should not cross 65 on loan maturity.

Meeting these two simple criteria, along with ownership of the property you wish to mortgage, can enable you to apply for a loan against property at attractive interest rates.

How Much Money Can I Get?

The amount you are eligible for depends on multiple factors like credit score, income status, monthly liabilities, debt-to-income ratio, educational qualification, and property’s market value.

In the best-case scenario, you can get up to 60% of your property’s market value at around 10% floating rate of interest.

What Documents Do I Need to Submit?

As the eligibility criteria, the documentation requirement of PNB Housing Finance’s loan against property is also simple.

You need to submit documents like age, identity, and address proof, Income Tax records, bank statements, income proof, and property documents, along with the application form.

What are the Best Features of PNB Housing Finance’s Loan Against Property?

PNB Housing Finance is a premier Indian housing finance company with a robust loan book. It has a track record of driving the growth of thousands of reputed Indian companies by providing them with much-needed capital.

With PNB Housing Finance’s loan against property, you get the following industry-leading features for free.

  1. Wide range of property loan offerings
  2. Pan-India service and branch network
  3. Doorstep service delivery model
  4. Post loan disbursement support and customer loyalty benefits
  5. Facility to enhance loan amount in case of escalation in project cost
  6. Exceptional customer service
  7. Transparent loan application and approval process
  8. Flexible loan against property interest rates and repayment options


For a business to thrive and prosper, capital is a vital requirement. As a reputed housing finance company with a strong legacy, PNB Housing Finance understands your needs and provides loan against property at industry-best rates.

Unnati Vaidya is a freelancer Content Writer and SEO generalist. She is an enthusiastic reader of Novels and a big fan of watching Sci-fi movies and seasons!

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